Reach for Your Dreams:
Start Saving Now Workbook
 The Reach for Your Dreams: Start Saving Now workbook was prepared by adult learners from Project Read at the San Francisco Public Library. It provides opportunities for learners to practice their reading, writing, and math skills while strengthening their financial literacy. The goal is to help learners feel more comfortable talking about money management and taking the first steps towards their financial goals.
Click here to download the 20-page workbook.
How can I use this workbook?
The Start Saving Now workbook provides a number of easy-to-use step-by-step activities to help your learner think about spending habits, financial goals, and budgeting. The workbook can be used as a tutoring tool, as well as a resource for your learner to use alone.
The Start Saving Now workbook is divided into 4 sections:
- Getting Started: Know Yourself
This section encourages learners to think about their relationship to money, their spending patterns, and the skills they possess that can help them manage their money better.
- Setting Financial Goals
Learners will identify short and long-term financial goals, and they will begin the steps towards those goals.
- Starting a Savings and Spending Plan
Here, learners distinguish between “needs” and “wants” and they determine their monthly income, expenses, and savings. Savings tips are also included.
- Putting Your Plan in Action
This final section asks the learner to create a detailed plan to reach his or her financial goals. Each step is accompanied by discussion questions to help make the process relevant, reflexive and realistic for the learner.
To help your learner practice creating a budget, you can download the Monthly Spending and Saving Worksheet. (Some learners have told us that they like to draft their budget on the worksheet before putting it into the workbook.)
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